I am currently working as a Professor in the Data Science & Technology department at K.J. Somaiya Institute of Management, Somaiya Vidyavihar University,Mumbai,India. I completed my Ph.D. from SNDT Women’s University. The title of the thesis is “Consumer Adoption, Trust, and Security Challenges on Mobile Banking: An Indian Study”. I am working as an academician for the past eighteen years. I have published research papers in reputed International ABDC category journals and peer reviewed Scopus /WoS indexed journals.